Share Blog Post:

Good News on Canada’s Household Incomes

Published by Elaine Kelly MBA CFP FCSI on Mar 01, 2019

This week Statistics Canada released good news:  Canadians have seen an increase in after-tax income.  Not only do these figures let us know trends in incomes, they can help with personal financial planning: ... Continue reading

Four Concepts to See How Tax Impacts You

Published by Elaine Kelly MBA CFP FCSI on Feb 22, 2019

There’s a lot of talk about tax rates, and at this time of year I thought it would be useful to review four basic concepts to help you with your tax planning.    1.  Tax-Free amount The Tax-free amount... Continue reading

How to Hold your Hat on a Windy Day

Published by Elaine Kelly MBA CFP FCSI on Jan 29, 2019

Investment markets in the last few months have been like a windy day, moving on a whim, affecting your portfolio, and making it hard to hold steady.  We have an inherent aversion to suffering losses, ... Continue reading

Markets give Warm Welcome to 2019

Published by Elaine Kelly MBA CFP FCSI on Jan 29, 2019

January markets have been a warm welcome to 2019 in spite of the cold outside.  In Canada, the S&P/TSX index as of Jan 29, 2019  gained 13% since Christmas Eve. In the US the S&P 500 is up 5.4% so far... Continue reading

Fourth Quarter 2018

Published by Elaine Kelly on Jan 09, 2019

With this message, we hope to provide you with a brief overview of how investment markets have performed over the past year, as well as some perspective for evaluating your portfolio’s results in this... Continue reading

Ups and Downs of 2018

Published by Elaine Kelly MBA CFP on Dec 18, 2018

As 2018 has drawn to a close, it’s natural to reflect on the year’s challenges—in both the equity and fixed income markets around the world. Market volatility has materially increased during the past ... Continue reading

Seven Smart Money Resolutions for the New Year

Published by Elaine Kelly MBA CFP FCSI on Dec 12, 2018

With the new year comes a chance to set positive goals to be healthy and wealthy.  Here are 7 good money resolutions you may consider:  Spend less than you earn – In the face of a “buy now” culture, develop... Continue reading

Tax Tips for the end of the Year

Published by Elaine Kelly MBA CFP FCSI on Nov 27, 2018

As we approach the final month of 2018, lets look at a few tax tips that may be good to act on before the calendar rolls over.    RESP's If you are contributing to a child's Registered Education Savings... Continue reading

A rough October for the stock markets

Published by Elaine Kelly MBA CFP FCSI on Nov 19, 2018

If you have been watching your accounts online or recently received your October investment statement, you may be interested in this update from Sébastien McMahon, Senior Economist with IA.  He writes... Continue reading

October turns Haunting

Published by Elaine Kelly MBA CFP FCSI on Oct 30, 2018

Since October turned into a haunting time, I thought it would be a good idea to explore what is spooking stock markets.  What’s so scary?  Briefly, in the month of October, the S&P/TSX Composite stock... Continue reading